We work with you to get to grips with your personal finances, your retirement savings, and looking after your family over the course of your lifetime. 

Our advice process is simple to follow and provides you with clarity on how we assist you with meeting your planning needs 

1. Understanding you 

• Discuss your current circumstances and appraise your position 
• Outline your goals, needs and objectives 
• Discuss the services which are right for your and indicate the costs associated with any planning 

2. After the meeting, the team will

• Review your information and existing policies to identify shortfalls or areas for improvement, engaging with your solicitors and accountants as necessary. 
• Use analytical tools to model your financial future 
• Provide recommendations as to how best to meet your requirements 

3. Ongoing services 

• We will keep you informed via our E-Briefing service 
• You can track your investments via the St. James's Place portal 
• We will meet at least annually to ensure the planning remains right for you, making any changes and further recommendations as things progress. 

Developing relationships that put clients at the centre of what we do, we firmly believe we can work towards meeting your current and future financial goals. Planning can include pensions advice, structuring investments for tax efficiency, and providing life cover, critical illness, and income protection to assist you if the worst should happen. 

By making considered use of your tax allowances and exemptions we help to structure your wealth to meet your needs, both now and in the future. We will help you to grow your funds over the long-term and to protect your wealth from the unforeseen.

Contact us now to discuss how we might be able to work together to improve your finances, and provide you with peace of mind, security and guidance, whilst helping you to learn how to get to best manage your financial future. If you feel you would benefit from financial advice, or would like to learn more please contact us.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.